Opinion
225 results total, viewing 1 - 20
It’s widely thought that home ownership is a key to building wealth — but is it? And should you consistently make sacrifices to buy your own home? Let’s start with the first … more
Toni: Last week’s Medicare Part D question was from Tonya had regarding discovering that she and her husband are receiving an “extra” Part D premium, which she never knew about. You … more
A woman came into our office on Friday with a concern regarding a food item from a local grocery store and the warning the item had listed on its nutritional facts. The warning label said … more
Toni: I turned 65 in June, 2 years ago and did not enroll in Medicare because I do not have any health issues. A friend advised me to enroll in Medicare during Medicare’s Annual Enrollment … more
I have never been a superstitious person---not until the recent Friday the Thirteenth. Truth is, I’ve chuckled at others who won’t walk under ladders, change routes when black cats … more
The Silent Majority. You hear about them, but do you know anything about them? This special group was born between 1930 and 1946… 16 years. In 2022, the age range is between 76 & 92. Are … more
Dear Toni, I am retiring in February when I turn 65 and will need to enroll in Medicare Parts A and B with a Medicare Supplement and a Part D prescription drug plan. My husband, James, is 72 and … more
Hey Taylor - I have a car loan that I’m financially ready to pay off, but wondering if it’s a smarter decision to keep it around a little longer. Will paying off the remaining $10,000 … more
They are a lovable couple--Dr. Chris Liebrum and his wife, Cindy--known for quickly-triggered smiles, positive attitudes, deep faith and commitment to close-knit families. Married for 52 years, … more
Toni, I have Original Medicare with a Supplement and in October, I was taken by ambulance to the emergency room for heart issues. I was surprised when I signed a hospital form stating that I was … more
Thanksgiving should be a special day of rest and relaxation, a day to remind those present of living in America and enjoying all that we should be thankful for…I think you would agree that we … more
Hey Taylor - I just switched from a traditional 9-5 to freelance work. It’s an exciting change but I’m nervous because I no longer have an employer-sponsored 401(k). What’s the best … more
Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2025 Medicare costs and premiums will be. I would like to know this information because I … more
Into each of our lives, a flower will bloom that makes your life become a “Bed of Roses!” The flower becomes that person each time you meet… My first encounter was a phone … more
Carl Sandburg--his poetry collections winning three Pulitzer Prizes--warmed the hearts of Americans with his beautiful description of how tides roll in, “on little cat feet.” He … more
Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2024 is $454.20 for Part B and $53.80 for Part D. Did taking my RMD with … more
America. I was born in America. I was educated in America. My parents were part of the Greatest Generation. I grew up loving America and giving my loyalty to America. When another nation picked a … more
This story is a true story—an encounter you won’t forget! It was told to me by my dad, Zack Griffin, who was a great storyteller. He had some great stories to tell folks during his 98 … more
Wellsir, God has given me a push to get back to telling my tales! What a deal that is. I say that because I had a dream about this story coming up last night. When I have a dream, I take that as a … more
Toni:   I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut … more
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